Land Bridging Loans
Finance land with or without planning permission
Land is notoriously difficult to mortgage, making bridging loans the primary finance route for most land purchases. Whether you're buying a development site, garden plot, or agricultural land with potential, bridging can help you secure the deal.
50-65%
Typical LTV
0.75-1.0%
Typical Rate/month
What we can finance
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With planning permission
Best rates for land with full or outline planning
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Without planning
Higher LTV possible on strategic land with potential
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Garden plots
Finance land purchases from neighbours or adjacent owners
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Development sites
Acquire sites ready for development finance drawdown
Things to consider
- • Land without planning has lower LTV (typically 50-60%)
- • Serviced land (utilities connected) more attractive to lenders
- • Exit usually via development finance or sale
- • Valuations must reflect realistic planning prospects
Compare Land Bridging Loans
See which lenders offer the best rates for your property type
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