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West One Loans

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Short-term property finance specialist

0.55% per month from*

*Indicative rate. Actual rate depends on lender assessment and your circumstances.

No Exit Fees Accepts Adverse Credit Foreign Nationals OK Up to 75% LTV
0.55% - 0.9%
Rate Range (monthly)
75%
Maximum LTV
2-6 days possible
Typical Speed

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Rates & Fees

Indicative rates and fees. Actual figures depend on individual assessment.

Fee Type Amount Notes
Monthly Interest Rate 0.55% - 0.9% Depends on LTV and property type
Arrangement Fee 2% Of loan amount
Valuation Fee £500+ Varies by property value
Legal Fees £2,500+ Lender's legal costs
Exit Fee None No early repayment penalties

Example Cost Calculation

Based on a £500,000 loan over 12 months at 0.55%

Interest (0.55% x 12 months) £33,000
Arrangement Fee (2%) £10,000
Valuation Fee £500
Legal Fees (est.) £2,500
Estimated Total Cost £46,000

This is an illustrative example only. Actual costs depend on your specific circumstances.

Key Features

No credit scoring or employment checks
Completion possible in 2 days
No early repayment charges
Complex offshore structures accepted

Compare with Other Lenders

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Funding 365 0.39% 75% View →
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Precise Mortgages 0.49% 75% View →
Aspen Bridging 0.49% 80% View →
Octopus Real Estate 0.55% 75% View →
Glenhawk 0.55% 75% View →
West One Loans (this lender) 0.55% 75%
Assetz Capital 0.55% 75% View →
United Trust Bank 0.58% 75% View →

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