Mortgage Calculator

Plan your bridging loan exit strategy. Calculate monthly payments when refinancing to a standard mortgage.

Mortgage Details

£
£
LTV: 75%
%

Monthly Payment

£1,615

Capital & Interest

£484,500

Total Repaid

£222,000

Total Interest

Compare to Bridging

Bridging at 0.55%/mo (12 months) £17,325
Mortgage interest (first year) £14,438
First year saving £2,887

Need bridging first?

Compare bridging rates from 26 lenders. Plan your exit to a mortgage like this.

Compare Bridging Rates

BTL Affordability Check

For buy-to-let mortgages, lenders typically require rent to cover 125-145% of the mortgage payment.

£
111%

Most lenders need 125%+

May need higher rent