Complete Property Finance Solutions

From first-time buyer mortgages to complex development finance. We connect you with expert advisers for every property finance need.

Residential Mortgages Buy-to-Let Commercial Bridging Development Protection

Our Services

Click any service to learn more and get expert advice.

Residential Mortgages

First-time buyers, home movers, remortgages. Expert advice for every situation including self-employed, bad credit and expats.

  • First Time Buyers
  • Home Movers
  • Remortgages
  • Right to Buy
Learn more

Buy-to-Let Mortgages

Finance for rental property investment. Standard BTL, portfolio landlord, HMO and limited company options.

  • Standard BTL
  • Portfolio Landlords
  • HMO Finance
  • Limited Company BTL
Learn more
SPECIALIST

Bridging Loans

Fast short-term finance for property purchases, auctions, refurbishment and chain breaks. Compare 26+ specialist lenders.

  • Auction Finance
  • Chain Breaks
  • Refurbishment
  • Property Purchase
Compare lenders

Development Finance

Fund ground-up developments, conversions and heavy refurbishments with staged drawdown facilities.

  • New Build
  • Conversions
  • Heavy Refurb
  • GDV Lending
Learn more

Commercial Mortgages

Finance for offices, retail, industrial and mixed-use properties. Owner-occupied and investment.

  • Owner Occupied
  • Investment
  • Semi-Commercial
  • Refinance
Learn more

Equity Release

Release tax-free cash from your home. Lifetime mortgages for homeowners aged 55+.

  • Lifetime Mortgages
  • No Monthly Payments
  • Stay in Your Home
  • Inheritance Protection
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Protection Insurance

Protect your family and your mortgage. Life cover, critical illness, income protection and more.

  • Life Insurance
  • Critical Illness
  • Income Protection
  • Buildings & Contents
Learn more

Second Charge Loans

Borrow against your property equity without remortgaging. Keep your existing rate.

  • Keep First Mortgage
  • Home Improvements
  • Debt Consolidation
  • Capital Raising
Get advice

Business Finance

Business loans, invoice finance, asset finance and working capital solutions.

  • Business Loans
  • Invoice Finance
  • Asset Finance
  • Working Capital
Get advice

Why Use RateIQ?

Wide Market Access

Access to 200+ lenders across all product types through our broker partners.

FCA-Authorised

All our broker partners are fully authorised and regulated by the FCA.

Specialist Expertise

Matched with advisers who specialise in your specific finance need.

Fast Response

Typically receive a call back within 2 hours during business hours.

Not Sure Which Product You Need?

Tell us about your situation and we'll recommend the right solution.

Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.